As you may have heard, we have recently joined the Synovus Financial Corp. family of banks. We are excited about this new affiliation as it will permit us to continue to expand our financial services and product offerings while at the same time retain the local-decision making process, management team and board of directors to which our customers have grown accustomed. Since our formation in 1989, we have sought to distinguish ourselves by providing personalized banking and financial services to our customers. We believe that this has allowed us to rapidly expand and earn the loyalty of our customers. We are committed to continue to provide the highest quality of service to our clients. We are aware that your time is valuable and our goal is to continue to make banking with us as convenient and pleasant as possible. We are very grateful for the enormous support we have received from the Nashville community. Accordingly, we proudly give back to our community, corporately and individually, through our support of local charitable and cultural organizations.
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